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Several types of government-backed educations
loans are available to students under the Federal
Family Education Loan Program (FFELP) including:
Subsidized Federal Stafford Loans for
Undergraduates and Graduates
A low-interest, federal loan for students
demonstrating financial need. Interest begins
accruing after you leave school.
Unsubsidized Federal Stafford Loans for
Undergraduates and Graduates
Similar to the subsidized loan, but not based on
financial need. Interest begins accruing while
you’re in school.
Federal PLUS Loan
A PLUS loan is a federally insured loan a parent
receives for a dependent undergraduate student.
Parents may borrow up to the cost of education,
minus any other financial aid received.
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