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For details on any of these services,
or any services TexasOne Community Credit Union offers, please contact us
at (713) 460-1661 or (800) 998-0978.
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about Our Rates
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A wide variety
of competitive savings accounts are available to TexasOne Community
Credit Union members. Payroll deduction is the easiest way to
watch your savings grow.
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Share Accounts
With only $5 and a completed application, you can open a share
account and enjoy all the privileges of membership. When you
open a share account, you are purchasing shares in your financial
institution and will receive competitive dividends on a quarterly
basis.
Checking Plus
Take the checking
account challenge...If you pay a monthly service charge or have
minimum balance requirements on your present checking account, it's
time to make the switch to a Checking Plus account with TexasOne
Community Credit Union. |
Checking
Plus Accounts Benefits
●$100 deposit and completed application
required to open.
●No service charge or minimum monthly balance
requirements.
●Three types of
overdraft protection (Courtesy Pay for a $25 fee, authorized transfers from savings for a low $4
transaction fee or a pre-approved line of credit that can be accessed
for overdrafts).
●Starter kit of checks.
●Joint accounts with the appropriate information
and signatures on application.
●ATM cards--withdraw cash, inquire about balances,
charge Point of Sale purchases.
●VISA
check/debit cards--for retail purchases and ATM transactions that are
deducted from your checking account.
Call us for more information on our
checking accounts (713) 460-1661 or (800) 998-0978
Money Market Accounts
Our savings account that carries the advantages
of a competitive money market yield. A minimum deposit and
consistent balance of $2,500, you can earn the money market rate with
dividends paid monthly. And, you can make three withdrawals (minimum
withdrawal of $500) per month.
Certificates of
Deposit
Secure your funds and earn competitive interest
rates with a share certificate. Purchase a share certificate with a
$1,000 for 3 to 60 months.
Christmas Club Accounts
By opening a Christmas Club account with a $25
minimum deposit, you can save gradually for the most financially taxing
time of the year, the holiday season. Accounts may be opened between
December 1 and March 31 and deposits may be made via payroll deduction or
cash deposits ($5 minimum). Proceeds in your account are distributed
to you during November to make holiday shopping more enjoyable.
IRAs (Traditional, Roth, and Education)
Individual Retirement Accounts offer members solid
tax deferrals
with sizable long-term benefits. The minimum initial deposit is
$500, $1,000 for certificates. Dividends are compounded monthly.
The maximum deposit allowed by law each year is $5,000.
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Loans
TexasOne Community Credit Union offers loans for
Autos, home
improvements, furniture, computers, and appliances. We also offer
signature loans to qualifying members.
Why borrow money from your credit union? Here are 5 reasons:
1.
Our
rates are generally at or below market rates. You can make payments
easily and efficiently through our payroll deduction or direct deposit
services.
2.
Since you belong to the credit union, when you
borrow money, you create income for all of the members and help ensure the
success of your credit union.
3.
We strive to give you same day services.
4.
We specialize in pre-approved loans.
5.
We
offer members specialized loan promotions for just about anything
money can buy.
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Prosperity 
